My employer, in an attempt to save money, changed our coverage this year. Gone are the tiered copays for medical and pharmacy services. Now, we're responsible for the full amount...well the employer chips in $500 toward the $1500 deductible, and we're on Health Savings Accounts.
So i go to get a scrip filled at Costco...their pharmacy isn't bound by the AmEx only rule that the main registers are. However, my HSA card is backed by MasterCard, and even though the little hologram says "DEBIT" it is not a debit card. There is no PIN number. And the Costco pharmacy doesn't take MasterCard.
So I had to pay out of pocket, and now I get to file a reimbursement request. I'd happily pay a copay rather than have to go through all this fucking rigamarole.
And people wonder how anyone can say that the heath care system in this country is broken.